FAQ
一Investment一
一 How much money do I need when I want to get started with you?
My personal view is that anybody with savings of around 5,000 EUR / USD can make stock investments in some form. When I say savings I refer to money that you don't need within the next time for a living or as a security buffer. I know there are a lot of people that use lower numbers as well as way higher numbers. Personally, I don't think it really matters all that much. You have to get started eventually if you decide to become a successful long-term investor. Time and money are secondary here, it is the decision that counts.
Please keep in mind that you can follow Dragonfolio China and learn a lot without investing your own money. If you don't feel comfortable with it, don't invest your money. Get yourself familiar with the idea first or maybe you even realize that investment is simply not your cup of tea.
二 Are your investments risky?
Risk comes from not knowing what you are doing. Not only do I exactly know what I am doing but I also have a very sound and long-term proven concept which is derived from best-practice approaches of some of the best guys in the industry.
Nevertheless, as always in life, nothing is 100% risk-free. Prices of stocks fluctuate and may move up or down in a way that you don't expect. Some investments are subject to foreign exchange risks and past performance does not guarantee future success. Though once you understand my investment concept, you are going to develop enough confidence in this long-term approach and you won't even care about the small risks along the way anymore.
三 Does Dragonfolio China take any responsibility or liability?
No, I am not a fund, trust, or asset manager. My content is not intended to be used as a customized recommendation to buy, hold, or sell stocks, or engage in any trading strategy. The information I publish is based on my opinions plus statistical and financial data and individual research. Although I make every effort to provide the most accurate and updated information possible, I cannot take over any guarantee for the correctness of the contained information or your personal financial success, and hence, are forced to reject any liability.
四 Do you buy and sell for me or manage my assets?
No, as already mentioned, I am not a personal asset manager or anything like that. Especially for legal reasons, I'm not supposed to purchase or sell stock on your behalf, although I receive such kinds of requests sometimes.
I am a publisher and purchase some of the stocks that I discuss with my own money. I clearly state what I buy and sell. It's up to you to decide if you want to follow my action and execute the trades.
五 Do I have to buy every single stock?
No, this is totally up to you. Though in this case, the performance of your portfolio might differ in results than what my portfolio is doing. I select my stocks using my own proven and tested system. Some people follow that very strictly, some only follow partly, and some are just observing. All of this is fine with me.
The amount that you invest can differ as well. After all, it’s about the system and its performance taking your personal financial situation into consideration. Keep in mind, however, that you should have a proper diversification across your overall portfolio to minimize risks.
六 Is it possible to get personalized investment advice from Dragonfolio China?
No, although I might answer general questions, no communication from me or Dragonfolio China should be deemed as personalized investment advice. I cannot take into consideration your personal finances and goals, and therefore, recommendations may only be made by a personal advisor or the broker you select.
七 Why do you use different currencies when showing stock tables and figures?
Typically, I show stock prices in both EUR and USD. I show prices in EUR because I am a European citizen and so most of my purchases are in EUR. As I said, I use my own money to invest and no historical fake data of foreign stock exchanges.
I also use the USD because it is the world's key currency, so everyone can easily relate to it. Besides, a lot of Chinese companies are listed on stock exchanges in New York which makes it easier to retrieve current data and I occasionally also trade in USD.
Currency deviations between EUR and USD are possible. This is why the performance in most tables deviates slightly depending on the historical foreign exchange development. However, these minor deviations do not really matter to a long-term investor.
一Dragonfolio一
一 What is Dragonfolio China exactly?
Dragonfolio China is a platform that provides unique insights into China and global megatrends with a focus on China, Asia, and emerging markets. I am showing the large potential on this planet by explaining economic, cultural, and demographic correlations and their influence on your life. With Dragonfolio China you can understand how our world is truly changing and how you can benefit from all the potential of this growth and positive development.
When I say benefit, I usually refer to stock investment. I personally, invest in Chinese, European, and American stock markets successfully for years and by transparently showing what and how I do this, I can make other people benefit too - both in a financial and educational way.
Dragonfolio is the generic term and brand name of my platform and homepage. My LinkedIn and podcast channels run under the name Dragonfolio China.
Dragonfolio China is my personal project. I am not funded by any organization, company, sponsor, or government. In case you are interested in learning more about my personal motivation behind the project, I suggest reading this blog post.
二 How is your platform different from other investment formats?
